Heating & Air
Heating systems, ductwork and eligible air-conditioning components.
Advertorial • Consumer information
HOMEOWNER GUIDE · 3 MIN READ
What Would You Do If a Major Home System Stopped Working Tomorrow?
Unexpected breakdowns can disrupt your routine and strain your household budget. A home protection plan may help with certain covered repair or replacement costs.
See Available Plan Options →✓ Free quote✓ No obligation to purchase
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Prepare before a breakdownExplore coverage options for your home
THE HOMEOWNER REALITY
Home repairs rarely happen at a convenient time.
Your refrigerator stops cooling. The water heater suddenly fails. The air conditioning quits during a hot week.
Even well-maintained systems and appliances can break down from normal wear and tear. When that happens, homeowners may need to find a qualified service professional and deal with an unexpected repair bill.
Good to know
Homeowners insurance generally focuses on covered events such as fire, theft or weather damage. A home warranty is a separate service contract for eligible household systems and appliances.
Homeowners insurance generally focuses on covered events such as fire, theft or weather damage. A home warranty is a separate service contract for eligible household systems and appliances.
COMMON COVERAGE
What may be included in a home protection plan?
Coverage varies by plan, location and contract terms.
Plumbing
Plumbing systems, stoppages and water heaters.
Electrical
Covered electrical systems, ceiling fans and exhaust fans.
Kitchen
Ovens, ranges, dishwashers and built-in microwaves.
Laundry
Eligible clothes washers and dryers on select plans.
Optional Items
Pools, spas, pumps, septic systems and more may be available.
Optional items may cost extra. Limitations, exclusions, waiting periods and service-call fees may apply.
A SIMPLE OVERVIEW
How a home warranty typically works
Select a plan
Review available plans and identify the systems and appliances you want protected.
Request service
If a covered item stops working, submit a service request under the contract.
Technician assigned
The provider may connect you with a qualified local service professional.
Coverage reviewed
Pay the applicable service fee while eligibility is determined.
IS IT RIGHT FOR YOU?
Could a home protection plan make sense for your household?
It may be worth exploring if several systems are getting older or you prefer a more predictable process when eligible breakdowns occur.
A plan may be worth reviewing if:
- You own a residential property
- Your appliances or systems are aging
- You prefer more predictable expenses
- You want help locating service professionals
BEFORE YOU ENROLL
Know what to check in the contract.
A home warranty does not guarantee that every repair or replacement will be covered.
- Included itemsWhich systems and appliances are named?
- Coverage limitsWhat are the repair or replacement caps?
- Service feesWhat will you pay for each service visit?
- ExclusionsWhich causes and conditions are excluded?
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Know your options before the next breakdown.
Review available plan details, costs and exclusions to decide whether this type of protection is appropriate for your home.
Get a Free Quote →✓ Free quote✓ No obligation✓ Coverage restrictions apply